 | | Enjoy Magnified Rewards at leading merchants across categories like online shopping, cabs, groceries & movies with Lifetime Free Membership* |  | *Get a Cashback of Rs.500 on spending Rs.10,0001 in the first 90 days of Cardmembership. In addition, get a renewal fee waiver2 in the second year of Cardmembership. | |  | Up to 5X3 & 10X3 Membership Rewards® Points respectively at select merchant4 partners | |  | Convert your big purchases into EMI's with 0% Processing Fee, 0% Foreclosure Charges and Low Rate of Interest.
| |  | Get 5% Cashback on your utility bills each time you pay via amexpay.com (up to a maximum of Rs.750 per Card).
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*Annual Fees Reversal basis spends
1. Eligible spends does not include Cash Advances, Express Cash transactions, drafts made from the Account, Balance Transfers and fees. Cashback will be in the form of statement credit to the Cardmembers' account within 10 working days of completion of eligible spends.
2. Get a cashback of Rs.500 on spending Rs.10,000 in the first 90 days of Cardmembership, enough to set off your first year Card fee. Plus, second year onwards, get a renewal fee waiver on spending Rs.39,999 in the previous year of the Cardmembership.
3. Membership Rewards Points will be capped at 1,250 per month per Card account under 5X & 10X category and there is no limit on the regular Membership Rewards Points you can earn.
4. The Cardmember will earn 10X and 5X Points for every Rs.50 spent at select merchant partners only. Please note that the merchant partners may change from time to time. To view the list click here. For example, a spend of Rs.50 on an eligible merchant will get you 10 Membership Rewards Points (if merchant is under 10x category) and 5 Membership Rewards Points (if merchant is under 5x category). | | For Most important Terms and Conditions, click here | American Express Banking Corp. | |
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